Credit Card Processing
Credit card processing is a necessity for today’s merchants, and First American Payment Systems makes it quick and easy for you. First American supports the latest point-of-sale equipment on networks that process billions of dollars in credit card transactions each year. Whether you need a retail merchant account, restaurant merchant account or Internet merchant account, First American has competitively priced credit card processing solutions to help your business succeed. We offer credit card processing for a variety of industries:
- Retail
- Retail with Tips
- Restaurant
- Lodging
- E-Commerce
- Mail Order/Telephone Order
- Auto Rental
First American will be there for you when you need us. Our highly trained, multi-lingual Merchant Services Team is ready to assist you 24 hours a day, 7 days a week. You’ll also receive superior service from our knowledgeable Chargeback and Retrieval Department, which is available to help you prevent and resolve any chargeback issues you may encounter. Plus, when you’re ready to expand your customer payment options, we offer you a complete line of additional merchant account products and services, all developed and supported exclusively for First American merchants.
Credit card processing — the foundation of First American Payment Systems!
FirstAdvantage Gift Card Program
Experience the benefits of gift cards through FirstAdvantage®Gift Cards. FirstAdvantage is accessible for every type of merchant and offers numerous advantages:
- Low start-up cost
- Low monthly fees
- No minimum card order (on standard designs)
- Easy implementation
- Includes a comprehensive Starter Kit
- Free online reporting for monthly statement and transaction history
- Online access to card balance
Almost 50 million adults purchase gift cards each year, outnumbering paper gift certificates four to one. Gift cards are a fun and convenient way to shop for any occasion. As opposed to paper gift certificates, gift cards are more durable, easier to track, reusable, difficult to counterfeit, and an attractive way to market your company.
Recent studies show that companies offering gift cards have increased profits up to 30 percent. By offering gift cards, your company can:
- Increase sales
- Build brand awareness
- Create customer loyalty
- Reduce operational expenses
- Gain new customers
FirstAdvantage — another powerful product from First American Payment Systems!
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Debit Card Processing
Debit card use is increasing every day. In fact, industry analysts report that nearly one third of U.S. consumers prefer using debit cards to make everyday purchases over any other form of payment.
Add debit card processing to your merchant account, and give your customers an additional payment option. Debit cards are secure and convenient for both merchants and consumers. With debit card acceptance, merchants are free from the risks and hassle of checks. In addition, debit transactions are less expensive to process than credit card transactions, allowing you to keep more of your profits. Consumers benefit from the speed and security of the debit card transaction, plus they enjoy the added convenience of optional cash back.
First American Payment Systems can process your debit card transactions quickly and easily through our direct connection to regional and national debit card processing networks.
Debit card transaction benefits:
- Reduced check out time
- More convenient than accepting checks
- No signature required
- PIN access provides additional security
- Bad checks, credit card chargebacks, and counterfeit worries are eliminated
Debit card processing — another powerful product from First American Payment Systems!
Point-of-Sale Equipment Leasing
Financing the equipment you need to process transactions can be expensive, but Merimac Capital® makes it affordable. Merimac Capital has the point-of-sale equipment leasing solution to fit your needs and your budget, whether you need a simple credit card terminal or an ATM. And because Merimac Capital is part of First American Payment Systems, you can receive your point-of-sale equipment leasing and merchant account from the same reliable, convenient source.
With Merimac Capital you get:
- Flexible point-of-sale equipment lease programs
- Personalized, friendly service
- Low factors and competitive rates
- Simple lease verification
- Lease held to term, not sold to third party
- One company point-of-sale for equipment leasing and merchant account
Merimac Capital point-of-sale equipment — another powerful product from First American Payment Systems! |
Check Guarantee and Check Conversion
Despite the increasing popularity of credit and debit cards, checks have remained a leading payment method in the U.S. marketplace. Whether you prefer paper or electronic transactions, Secur-Chex® check services are designed to fit your business, your way.
With Secur-Chex, you can choose to process your checks electronically or use traditional paper transactions. Secur-Chex offers four check services all developed to fit your individual needs.
Guaranteed Check Conversion enables you to electronically process checks with full confidence. The check is scanned through the imager or processed through a MICR reader and then converted to an electronic transaction. The transaction occurs electronically and funds are deposited into your account within 48 hours. Secur-Chex will guarantee payment if the check is returned for insufficient funds and will collect on the returned check so that you can continue with business.
Check Guarantee allows you to accept checks risk free and process them in the traditional paper-based method. The customer’s checking information is entered into your credit card terminal and validated against a database of millions of known bad check writers. This process ensures that you can accept checks from anywhere in the U.S. without worry. Secur-Chex now guarantees both personal checks and business checks.
Check Verification informs you if the check writer has negative information on the authorization network. You decide to accept or deny the customer’s check.
Secur-Chex check services — another powerful product from First American Payment Systems! |
